Enter your average figures since June 2016. Find out what Brexit actually did for you. Every calculation uses the spread of published research.
These add to the quick figures above. Use for earners with different incomes at different times, or to specify exact months at each level.
~1.3%/yr compounding — Resolution Foundation/LSE verified rate.
~3.5%/yr compounding — private drag plus Brexit-extended pay freeze.
For a more accurate return gap calculation, enter your average pot value and today's value. Your returns ran ~3%/yr below comparable international markets (FTSE 100 +62% vs peers +109–151%).
Your savings returned ~2.5%/yr less during 66 months of Brexit-suppressed rates (Jun 2016–Dec 2021).
Add blocks for different rent or mortgage amounts at different times. These replace the quick housing figures above when used.
UK mortgage rates ran ~27% higher than comparable international rates — a combination of Brexit sovereign risk, AAA rating loss, and Brexit-era QE effects on the gilt market.
Brexit-era QE inflated house prices by ~7.5%. Buying cost more; selling benefited your equity only.
⚠️ If you kept cash from a property sale, add it to savings or investments in the income refine section — otherwise it counts as expenditure.
Add blocks with exact monthly amounts and durations. For each item: with your Brexit figure so far, would you still have needed to finance it?
Phones, tablets, laptops, TVs, consoles, white goods — anything on a monthly plan you'll own. Add individual items with exact durations.
UK SMEs pay ~65% more to borrow than comparable international competitors.